On Balance, Can You Credit It?

Western MailMarch 30, 2005

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Summary


Are the days of 0% credit card debt transfers over? Jane Hall finds out JOHN RYDER acquires credit cards like others collect stamps. The 25-year-old currently has 15 in his wallet. But John only uses his Mint card offering 0% interest on both balance transfers and purchases until September this year.

He is a member of a breed of financially savvy consumers known as 'rate tarts' who continually switch between 0% finance deals.

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Extract


On Balance, Can You Credit It?

John, an account manager for a public relations firm, currently owes pounds 5,000 on his plastic - but he is in the enviable position of having a debt that is interest-free.

So that he can stay one step ahead of the card companies, he keeps meticulous details on his computer of when the interest-free periods are coming to an end.

But John may soon find...

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