Poundnotes

Summary


RENTING out a roos m can cut 29 months off the repayment period of an offset mortgage, says online bank first direct, which has launched a range of new offset mortgage deals.

By renting out a spare room for five years, says the bank, a homeowner with an offset loan who puts monthly rents into mortgage overpayments saves a four figure sum in interest.

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Poundnotes

Under the Government's Rent A Room scheme, income from letting a furnished room up to pounds 4,250 per annum is tax free, so homeowners wi...

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